Terms of Services

Effective Date: April 2026

Welcome to this site. By accessing or using our services, you agree to be bound by the following terms and conditions. Please read them carefully.

1. Not an Insurance Carrier

is not an insurance company, an insurance agent, or a broker. We provide a lead-generation platform that connects consumers with third-party insurance providers. Any insurance coverage you purchase is a contract between you and the respective carrier, not this site.

2. Eligibility

You must be at least 18 years of age and a resident of the United States to use our quote services. By submitting information, you represent that all data provided is accurate and truthful.

3. Quote Accuracy

All rates, discounts, and estimates displayed on this site (e.g., "$19.99/mo") are for illustrative purposes and are based on optimal conditions. Your actual rate is determined solely by the insurance carrier following their underwriting process. We do not guarantee that you will receive any specific rate or coverage amount.

4. Affiliate Disclosure

This site operates as an affiliate lead generation platform. We may receive compensation from insurance partners when you request a quote or purchase a policy through links provided here. This compensation does not affect the cost of your insurance.

5. Limitation of Liability

In no event shall be liable for any damages arising out of your use of the site or your interactions with third-party insurance providers. We provide this site on an "as-is" basis without warranties of any kind.

6. Modifications

We reserve the right to modify these terms at any time. Continued use of the site after such changes constitutes your acceptance of the new terms.